Mutual Funds | Finlawstech

📊 Importance of Mutual Funds – A Smarter Way to Invest

Mutual Funds have become one of the most popular and powerful investment tools in India. Whether you’re a beginner or a seasoned investor, mutual funds offer a diversified, professionally managed, and goal-oriented approach to wealth creation.

✅ Why Mutual Funds are Important for Indian Investors

🌱 Start Small, Grow Big

You can start investing with as low as ₹500/month through SIP (Systematic Investment Plan). Perfect for beginners and small savers.

🧠 Expert Fund Management

Each mutual fund is managed by professional fund managers who analyze markets and make informed investment decisions on your behalf.

📈 Wealth Creation Over Time

Long-term equity mutual funds have the potential to generate higher returns compared to traditional saving instruments like FDs or PPFs.

🔄 Diversification Reduces Risk

Mutual funds invest across different sectors, companies, and asset classes—minimizing the impact of poor performance from any one investment.

💰 Tax Efficiency

Equity funds offer tax benefits like LTCG exemption up to ₹1 lakh/year. ELSS (Equity Linked Savings Scheme) funds allow tax deduction under Section 80C up to ₹1.5 lakh/year.

🔓 High Liquidity

Most mutual funds can be redeemed anytime, providing quick access to funds compared to locked-in traditional investments.

🧾 Transparent and Regulated

All mutual funds in India are regulated by SEBI (Securities and Exchange Board of India) ensuring investor protection and transparency.

🧮 Goal-Based Planning

Mutual funds help you plan for specific life goals—education, marriage, home, or retirement—based on your risk profile and time horizon.

💼 M K Finlawstech – Your Mutual Fund Investment Partner

We help you:

✅ Choose the right mutual funds based on your goals

✅ Start SIPs and lump-sum investments

✅ Track and manage your portfolio

✅ Get expert advice and regular performance reviews

✅ Access mutual funds from top AMCs like HDFC, ICICI, SBI, Axis, Nippon, and more

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Your property can fund your future—secure a loan smartly and safely with our expert help.

📍 Office: Ranchi, Jharkhand
📲 Call/WhatsApp: 8789037893
📧 Email: finlawstech25@gmail.com
📝 Book a Free Loan Consultation

🏦 ICICI Prudential Mutual Fund – India's Trusted Investment Partner

🌟 About ICICI Prudential Mutual Fund

ICICI Prudential Mutual Fund is India’s second-largest mutual fund house by Assets Under Management (AUM) and a trusted name in the financial services industry.

Founded in 1993 as ICICI Prudential Asset Management Company Ltd., it became a joint venture in 1998 between:

ICICI Bank – India’s leading private sector bank (51% stake)
Prudential Plc – One of the UK’s largest financial services companies (49% stake)

With over two decades of investment expertise, the fund house also offers Portfolio Management Services (PMS) and caters to 7.5 million+ investors (as of March 2022).

📊 Key Highlights

🏢 Established: 1993
🤝 Joint Venture: Since 1998
🌐 Presence: 350+ locations across India
👥 Investors: Over 7.5 million
💼 AUM: ₹5.18 lakh crore (as of 28th Feb 2023)
📈 Market Share: 12.59% of total industry AUM
🔢 Schemes Offered: 252

📂 Fund Category Breakdown

| Fund Type | Number of Schemes |

📌 Equity Funds ——-54
📌 Debt Funds——153
📌 Hybrid Funds ——-14
📌 Other Categories (including ETFs, Index, etc.) —— 31

🏦 SBI Mutual Fund – India’s Most Trusted Public Sector AMC

🌟 About SBI Mutual Fund

SBI Mutual Fund is one of India’s oldest, largest, and most respected asset management companies. It was established in 1987 as a joint venture between:

State Bank of India (SBI) – India’s largest and most trusted public sector bank

AMUNDI Asset Management – A global investment leader based in France

Today, SBI Mutual Fund manages the investments of 15+ million investors with a presence in 290+ locations and over ₹8.71 lakh crore AUM (as of March 31, 2024).

📊 Key Facts at a Glance

🏢 Founded : 1987
🌐 Presence : 290+ cities & towns
👥 Investor Base : 15 million+
💼 AUM : ₹8.71 lakh crore
🌍 JV : Partner AMUNDI (France)
🏆 Market Position : Among top 5 AMCs in India

📂 Fund Portfolio

SBI Mutual Fund offers a wide range of investment options catering to every investor profile:

🔹 Equity Funds – For long-term wealth creation through stock market exposure.

🔹 Debt Funds – For capital preservation, stable returns, and low volatility.

🔹 Hybrid Funds – Balanced solutions combining equity and debt exposure.

🔹 ELSS Funds – Save tax under Section 80C and build long-term wealth.

🔹 Index & ETF Funds – Passive investment options tracking major indices.

🏢 HDFC Mutual Fund – One of India’s Most Trusted Private AMCs

🌟 About HDFC Mutual Fund

HDFC Mutual Fund, launched in 2000, is one of India’s largest and most trusted private sector asset management companies. It is backed by HDFC Ltd., a pioneer in India’s financial sector with a strong legacy in housing finance and banking.

With an AUM of ₹5.5+ lakh crore (as of March 2024), HDFC MF serves millions of Indian investors through a wide range of equity, debt, hybrid, and index funds.

📊 Key Highlights

📅 Founded 2000
💼 AUM ₹5.5+ lakh crore
🌐 Branches 200+ cities
🧑‍🤝‍🧑 Investors 11 million+
🏆 Market Standing Top 3 AMC in India

🏆 Popular HDFC Mutual Fund Schemes

HDFC Flexi Cap Fund – For long-term growth with flexible equity allocation
HDFC Top 100 Fund – Invests in large-cap companies
HDFC Hybrid Equity Fund – Balanced exposure to equity and debt
HDFC Short Term Debt Fund – Ideal for short to medium-term savings
HDFC TaxSaver ELSS – Tax saving + equity returns with 3-year lock-in

🛡️ LIC Mutual Fund – Government-Backed, Trust-Driven

🌟 About LIC Mutual Fund

LIC Mutual Fund, backed by Life Insurance Corporation of India, was established in 1989 and is among the earliest mutual fund houses in India. With strong government backing and deep reach through LIC agents, it offers simple, stable, and secure investment options.

LIC Mutual Fund is trusted by retail and rural investors looking for low-risk investment products with the credibility of LIC.

📊 Key Highlights