🏠 Loan Against Property (LAP) – Unlock the Value of Your Assets
Need funds for business expansion, education, medical needs, or debt consolidation? At M K Finlawstech, we help you raise large funds at low interest by pledging your residential, commercial, or industrial property through a Loan Against Property.
🔹 What is a Loan Against Property?
A Loan Against Property (LAP) is a secured loan where individuals or businesses can avail funds by mortgaging their owned property (self-occupied or rented). The loan amount can go up to 70%–80% of the property’s market value.
✅ Key Features & Benefits
💰 High Loan Amount
- Get up to ₹10 crore based on your property’s value and income
📉 Low Interest Rates
- Starting from 8.50% p.a.* (varies by profile and lender)
📆 Flexible Tenure
- Repayment tenure from 5 to 20 years
📝 Simple Documentation
- Easy process with property papers & income proof
👥 Available for All
- Salaried, self-employed, professionals & businesses
🏢 Property Types Accepted
- Residential, commercial & industrial (owned)
📄 Documents Required
For Salaried Individuals:
- PAN Card & Aadhaar
- Salary Slips (Last 3 months)
- Bank Statement (Last 6 months)
- Form 16 / ITR
- Property Documents (Title Deed, Tax Receipt, Sanction Plan)
For Self-employed / Business Owners:
- PAN, Aadhaar, Business Proof
- ITR (Last 2-3 years)
- Balance Sheet & P/L Statement
- Bank Statements
- Property Documents
🏦 Common Uses of LAP
✅ Business Expansion or Working Capital
✅ Children’s Higher Education (India or Abroad)
✅ Large Medical Expenses
✅ Marriage or Personal Events
✅ Repaying High-Interest Loans (Debt Consolidation)
✅ Buying More Property or Assets
🧾 Why Choose M K Finlawstech?
✅ Multiple Loan Options from Top Banks & NBFCs
✅ Assistance with Property Valuation & Legal Reports
✅ End-to-End Documentation Support
✅ Best Offers Based on Your Profile
✅ Fast Approval & Disbursement
✅ No Hidden Charges
📞 Ready to Unlock Your Property’s Potential?
Your property can fund your future—secure a loan smartly and safely with our expert help.
📍 Office: Ranchi, Jharkhand
📲 Call/WhatsApp: 8789037893
📧 Email: finlawstech25@gmail.com
📝 Book a Free Loan Consultation
